About CHAD

I feel extremely fortunate to have grown up in Montana and worked in the mortgage industry here since 2006. It's my pleasure to work with clients, realtors, and partners across the state to make good things happen every day. Whether it's financing a purchase, refinancing, renovation, or a construction project you can always count on me to go the extra mile. My goal with every loan is to make the process straightforward and smooth while offering unbeatable low rates and fees. I'm especially grateful to those who serve the public and greater good, so I offer special savings to veterans, firefighters, healthcare workers, teachers, and law enforcement. I’m highly experienced in conventional, FHA, VA, Rural Development, jumbo, and non-QM (non-traditional programs tailored to self-employed/business owners and investors).

Learn More
Comparing Closing Costs Across the Country

Comparing Closing Costs Across the Country

Sep 30, 2026

Closing costs vary widely by state. Learn what drives mortgage closing costs, where buyers pay more, and how to budget ahead.

Should First-Time Buyers Consider a Lease Option?

Should First-Time Buyers Consider a Lease Option?

Sep 23, 2026

Learn how a lease option works, key pros and risks, and when it may help first-time buyers move toward homeownership.

Smart Buyers Are Winning in Today's Market

Smart Buyers Are Winning in Today's Market

Sep 16, 2026

First-time buyers can still find many opportunities today by focusing on affordable markets, inventory, and payment fit.

Contact CHAD
Have questions or need assistance? Our team is here to help. Fill out the form and we'll get back to you as soon as possible.
2112 Dixon Ave
Missoula, MT 59801

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Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.

Young Couple Applying for a Mortgage