CHAD COLE
Mortgage Loan Originator
NMLS #652244
I feel extremely fortunate to have grown up in Montana and worked in the mortgage industry here since 2006. It's my pleasure to work with clients, realtors, and partners across the state to make good things happen every day. Whether it's financing a purchase, refinancing, renovation, or a construction project you can always count on me to go the extra mile. My goal with every loan is to make the process straightforward and smooth while offering unbeatable low rates and fees. I'm especially grateful to those who serve the public and greater good, so I offer special savings to veterans, firefighters, healthcare workers, teachers, and law enforcement. I’m highly experienced in conventional, FHA, VA, Rural Development, jumbo, and non-QM (non-traditional programs tailored to self-employed/business owners and investors).
Do VA Refinance Rates Differ from Purchase Rates?
Jun 24, 2026
Learn how VA refinance rates compare to purchase rates and how fees and loan types impact your total cost.
Understanding Jumbo Loans: When Do they Make Sense?
Jun 17, 2026
Discover how jumbo loans can be a smart choice for financing your dream home. Learn when these larger loans are the right fit for your financial needs.
How Adjustable-Rate Mortgages Work: A Complete Guide
Jun 10, 2026
Understand how adjustable-rate mortgages (ARMs) work, including fixed periods, rate adjustments, indexes, and smart strategies to manage changing payments.
Thank You!
Your request has been submitted.
Whether you're buying your first home, refinancing, or upgrading, I’m here to make the mortgage process smooth and stress-free. Let’s take the next step together — fast approvals, personalized service, and trusted guidance every step of the way.